Blog | My Blog - Tricia Hill

1031 Exchange

The Clock is Ticking: Don’t Lose Your 1031 Exchange Window to a Tax Filing Error

The 1031 exchange (or “like-kind exchange”) is one of the most powerful strategies in real estate investing, allowing you to defer capital gains tax on the sale of an investment property by reinvesting the proceeds into a new one. But this financial maneuver comes with extremely strict, non-negotiable deadlines. For the savvy investor, understanding these […]
Buying vs Renting

Your Mortgage: The Ultimate Passive Savings Account That Builds Wealth While You Sleep

We often view our mortgage payments as a necessary evil—a fixed expense we must endure. But for the savvy investor, the principal portion of that monthly payment is secretly the most disciplined, forced, and powerful passive savings account you’ll ever open. This perspective is central to the debate between renting versus owning, especially when comparing a […]
Relocating To Arizona

Strategic De-risking: Optimizing Retirement Finances by Exiting the Illinois Property Tax Burden

Strategic De-risking: Optimizing Retirement Finances by Exiting the Illinois Property Tax Burden For the seasoned homeowner, the decision to migrate from a high-tax state like Illinois to the predictable warmth of Arizona is fundamentally a strategic fixed-expense mitigation play. This move isn’t just about trading snow shovels for sunscreen; it’s about proactively strengthening your retirement […]